A bad credit business loan provides options for those whose credit scores have suffered. As opposed to providing a loan based on a credit score, bad credit business loans provide funds to companies based on other factors.
Fortunately for business owners looking for a loan from Wing Lake, we aren’t concerned with FICO score or credit history. Our underwriters look at the viability and profitability of a business rather than the credit score of the borrower. Once a loan is obtained through Wing Lake, a business owner’s credit score can be improved by demonstrating their ability to repay the loan.
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Our loan options facilitate access to cash flow by providing non-credit-based solutions for businesses. We make consolidation opportunities available by focusing on the earnings and profitability of your business, not your credit score. We base qualification on your debt schedule and profit/loss margins.
Do you qualify? Our loan advisors would love to answer any questions you may have about your business loan options.
Our consolidation solutions provide multiple restructuring options that can lower your monthly payments by 60% or more!
Fast Approval Measures
Trusted and Secure Process
Quick & Easy Funding
Not Based On Credit Score
Affordable Rates
Convenient Repayment
Funding for trucking/Logistics Apply now Alternative Trucking/Logistics Loans Traditional lenders can be difficult to work with when seeking out lending
Funding for Manufacturers Apply now Alternative Manufacturer Loans Manufacturing Services consist of specialties such as clothing and textiles, food production,
Funding for Retailers Apply now Alternative Retailer Loans Traditional lenders can be difficult to work with when seeking out working
Bad Credit Business Loans can also benefit restaurants, dental practices, attorneys, dry cleaners, gas stations, pharmacies, and more. No matter what industry you operate in, our expert Funding Advisors will work closely with you to select the best funding option to help you achieve your business’s goals without sacrificing cash flow.
A Merchant Cash Advance (MCA) is one of the fastest and simplest business funding solutions for small businesses in need of working capital. A merchant cash advance (MCA) isn’t necessarily a loan, it's a cash advance based on the credit card sales deposited through the business’ merchant account.
– Restore Cash Flow
– Consolidate Debt
– Flexible Payments
– Hassle-Free Application
A Business Line Of Credit is one of the simplest business funding solutions for small businesses in need of working capital. A business line of credit provides funds specifically for use in the business and can be used to pay for operating expenses. With a business line of credit, you have a set amount you can draw on but only have to payback what you borrow.
– Flexible
– Liability-Free
– Easy Access
– Hassle-Free Application
A term loan is regarded as a loan with a repayment term that is three years. Compared to other types of loans, a term loan can be considered a good option if you're in need of borrowing a larger amount of money and want to have lower monthly payments.
– Access Cash
– Lower Interest Rates
– Minimize Investor Influence
– Hassle-Free Application
3 years
To qualify for a loan from Wing Lake we need to see positive cash flow and on average $300K revenue per month or $3mm gross revenue on an annual basis
You can apply here
We invoice payments on a monthly basis
No, we do not
On average our underwriting process takes 2 to 4 weeks
75% coverage is typically required
