Business Line of Credit

What is a Business Line of Credit?

A business line of credit is a type of small-business loan that functions similar to a credit card. A business line of credit gives you the flexibility of borrowing up to a certain amount based on your credit limit and only paying interest on the amount of money that you borrowed.

We consolidate and restructure your Business Line of Credit

Your business line of credit can be beneficial but it can also add to your debt problem. That’s why we offer line of credit solutions for our clients. Our process pinpoints root and structural challenges and provides sustainable and long term solutions. We believe that settling debt is a vital first step in a multi step process towards your business’s prosperity. From debt restructuring to accounting and cash flow management, our team has the expertise and background to deliver individualized and practical solutions.

How a Business Line of Credit Works

1

Submit your easy application

2

Choose your 
funding

3

Get
funded

4

Repay your
MCA

How can you qualify for a business line of credit with Wing Lake Capital?

Our loan options facilitate access to cash flow by providing non-credit-based solutions for businesses. We make consolidation opportunities available by focusing on the earnings and profitability of your business, not your credit score. We base qualification on your debt schedule and profit/loss margins.

Term Length
3 years
# of Monthly Payments
36
Monthly Payment Reduced
50-75%

Do you qualify? Our loan advisors would love to answer any questions you may have about your business loan options.

Stressed young African couple can't stand tension of financial crisis, looking unhappy and frustrated, sitting at kitchen table with calculator, trying to save some money by cutting domestic expenses

Why restructure your debt with Wing Lake Capital?

Our consolidation solutions provide multiple restructuring options that can lower your monthly payments by 60% or more!

Fast Approval Measures

Trusted and Secure Process

Quick & Easy Funding

Not Based On Credit Score

Affordable Rates

Convenient Repayment

Trusted by small businesses everywhere.

0 k+
businesses powered
by Wing Lake Capital.
$ 0 B+
capital
unlocked.

Who else can benefit from a Business Line of Credit?

Business Services

Funding for Business Services Apply now Alternative Business Services Loans Business Services consist of service providers such as advertisers, computer

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Manufacturers

Funding for Manufacturers Apply now Alternative Manufacturer Loans Manufacturing Services consist of specialties such as clothing and textiles, food production,

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Retailers

Funding for Retailers Apply now Alternative Retailer Loans Traditional lenders can be difficult to work with when seeking out working

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Business Lines of Credit can also benefit restaurants, dental practices, attorneys, dry cleaners, gas stations, pharmacies, and more. No matter what industry you operate in, our expert Funding Advisors will work closely with you to select the best funding option to help you achieve your business’s goals without sacrificing cash flow.

Check out our other services

MCA Consolidation

A Merchant Cash Advance (MCA) is one of the fastest and simplest business funding solutions for small businesses in need of working capital. A merchant cash advance (MCA) isn’t necessarily a loan, it's a cash advance based on the credit card sales deposited through the business’ merchant account.

– Restore Cash Flow
– Consolidate Debt

– Flexible Payments
– Hassle-Free Application

Bad Credit
 Business Loans

A Bad Credit Business Loan provides options for those who have bad or poor credit as defined by their FICO score or credit history. A bad credit business loan will provide you with access to the funds you need by taking other factors into consideration.

– Consolidate Debt
– Access Cash

– Improve Your Credit
– Hassle-Free Application

Term Loans

A long-term loan is regarded as a loan with a repayment term that is five years or longer. Compared to other types of loans, a long-term loans can be considered a good option if you're in need of borrowing a larger amount of money and want to have lower monthly payments.

– Access Cash
– Lower Interest Rates

– Minimize Investor Influence
– Hassle-Free Application

Frequently asked questions

To qualify for a loan from Wing Lake we need to see positive cash flow and on average $300K revenue per month or $3mm gross revenue on an annual basis

You can apply here

We invoice payments on a monthly basis

On average our underwriting process takes  2 to 4 weeks 

75% coverage is typically required