Term Loan

What is a Term Loan?

Our term loan offering is three years in length with a balloon payment at the maturity based on a 5 year amortization. Term loans can vary in length of time and payment frequency but with Wing Lake, borrowers can expect a monthly payment which allows for better freedom over cash flow on a day to day basis

Benefits of Term Loans

Term loans give the benefit of borrowing at a lower interest rate. A term loan can help alleviate your operational cash flow by providing the funds you need at monthly rate that is affordable.

How Term Loans Work

1

Submit your application

2

Speak to funding advisor

3

Enter
Underwriting

4

Get
Funded

How can you qualify for a loan with Wing Lake Capital?

Our loan options facilitate access to cash flow by providing non-credit-based solutions for businesses. We make consolidation opportunities available by focusing on the earnings and profitability of your business, not your credit score. We base qualification on your debt schedule and profit/loss margins.

Term Length
3 years
# of Monthly Payments
36
Monthly Payment Reduced
50-75%

Do you qualify? Our loan advisors would love to answer any questions you may have about your business loan options.

Stressed young African couple can't stand tension of financial crisis, looking unhappy and frustrated, sitting at kitchen table with calculator, trying to save some money by cutting domestic expenses

Why restructure your debt with Wing Lake Capital?

Our consolidation solutions provide multiple restructuring options that can lower your monthly payments by 60% or more!

Fast Approval Measures

Trusted and Secure Process

Quick & Easy Funding

Not Based On Credit Score

Affordable Rates

Convenient Repayment

Trusted by small businesses everywhere.

0 k+
businesses powered
by Wing Lake Capital.
$ 0 B+
capital
unlocked.

Who else can benefit from a Term Loan?

Construction

Funding for Construction Apply now Alternative Construction Loans Construction Services consist of specialties such as contractors, renovators, electricians, plumbers, HVAC

Learn more

Manufacturers

Funding for Manufacturers Apply now Alternative Manufacturer Loans Manufacturing Services consist of specialties such as clothing and textiles, food production,

Learn more

Retailers

Funding for Retailers Apply now Alternative Retailer Loans Traditional lenders can be difficult to work with when seeking out working

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Term Loans can also benefit restaurants, dental practices, attorneys, dry cleaners, gas stations, pharmacies, and more. No matter what industry you operate in, our expert funding advisors will work closely with you to select the best funding option to help you achieve your business’s goals without sacrificing cash flow.

Check out our other services

MCA Consolidation

A Merchant Cash Advance (MCA) is one of the fastest and simplest business funding solutions for small businesses in need of working capital. A merchant cash advance (MCA) isn’t necessarily a loan, it's a cash advance based on the credit card sales deposited through the business’ merchant account.

– Restore Cash Flow
– Consolidate Debt

– Flexible Payments
– Hassle-Free Application

Bad Credit
 Business Loans

A Bad Credit Business Loan provides options for those who have bad or poor credit as defined by their FICO score or credit history. A bad credit business loan will provide you with access to the funds you need by taking other factors into consideration.

– Consolidate Debt
– Access Cash

– Improve Your Credit
– Hassle-Free Application

Business Line Of Credit

A Business Line Of Credit is one of the simplest business funding solutions for small businesses in need of working capital. A business line of credit provides funds specifically for use in the business and can be used to pay for operating expenses. With a business line of credit, you have a set amount you can draw on but only have to payback what you borrow.

– Flexible
– Liability-Free

– Easy Access
– Hassle-Free Application

Frequently asked questions

To qualify for a loan from Wing Lake we need to see positive cash flow and on average $300K revenue per month or $3mm gross revenue on an annual basis

You can apply here

We invoice payments on a monthly basis

On average our underwriting process takes  2 to 4 weeks 

75% coverage is typically required