Traditional lenders can be difficult to work with when seeking out working capital for your retail store. The approval process can be lengthy and may require you to provide many documents. Due to common retail factors such as seasonality, high employee turnovers, and changes in trends and consumer behaviors, funding can often be considered “high risk” resulting in application denial.
As an alternative lender, Wing Lake Capital has the capability of approving retail loans with a faster timeline than traditional lenders. We provide different lending options for all types of retail businesses and offer alternative retailer loans starting at $1mm. Our expert advisors will work closely with you to determine which lending options will help you achieve your goals without compromising your cash flow.
Provide traditional lending options and debt relief for businesses looking for non-credit-based alternatives.
Provide fast, simple, and short-term lending solutions for customers without factoring in their credit.
A retail business loan can provide the funds you need to meet the unique
challenges of running a retail business, such as:
Seasonality—some estimates suggest that roughly 20% of retail sales occur during the holiday season
Growth of online retail threatening small retail outlets
High staff and customer turnover
Changes in consumer behavior—consumers are prioritizing events and experiences over consumer goods
Expanding to a new location or renovate your existing location
Create a website to sell your products online
Stock up on inventory or buy in discounted bulk
Consolidate your business loan debts
Offer experiential events in your space or sponsor events in your community
Upgrade your technology and boost your marketing
Submit your application
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A Business Line Of Credit is one of the simplest business funding solutions for small businesses in need of working capital. A business line of credit provides funds specifically for use in the business and can be used to pay for operating expenses. With a business line of credit, you have a set amount you can draw on but only have to payback what you borrow.
– Flexible
– Liability-Free
– Easy Access
– Hassle-Free Application
A Bad Credit Business Loan provides options for those who have bad or poor credit as defined by their FICO score or credit history. A bad credit business loan will provide you with access to the funds you need by taking other factors into consideration.
– Consolidate Debt
– Access Cash
– Improve Your Credit
– Hassle-Free Application
A term loan is regarded as a loan with a repayment term that is three years. Compared to other types of loans, a term loan can be considered a good option if you're in need of borrowing a larger amount of money and want to have lower monthly payments.
– Access Cash
– Lower Interest Rates
– Minimize Investor Influence
– Hassle-Free Application
Our loan options facilitate access to cash flow by providing non-credit-based solutions for businesses. We make consolidation opportunities available by focusing on the earnings and profitability of your business, not your credit score. We base qualification on your debt schedule and profit/loss margins.
Do you qualify? Our loan advisors would love to answer any questions you may have about your business loan options.
Our services benefit industries such as restaurants, dental practices, attorneys, dry cleaners, gas stations, pharmacies, and more. No matter what industry you operate in, our expert Funding Advisors will work closely with you to select the best funding option to help you achieve your business’s goals without sacrificing cash flow.
Our consolidation solutions provide multiple restructuring options that can lower your monthly payments by 60% or more!
Fast Approval Measures
Trusted and Secure Process
Quick & Easy Funding
Not Based On Credit Score
Affordable Rates
Convenient Repayment
3 years
To qualify for a loan from Wing Lake we need to see positive cash flow and on average $300K revenue per month or $3mm gross revenue on an annual basis
You can apply here
We invoice payments on a monthly basis
No, we do not
On average our underwriting process takes 2 to 4 weeks
75% coverage is typically required
